Calculate Pain And Suffering The Right Way And Settle Your Car Accident

!±8± Calculate Pain And Suffering The Right Way And Settle Your Car Accident

How to calculate pain and suffering? This is a difficult and controversial issue. When you are in a car accident, the insurance company wants to get a written document that releases any and all claims against the person that caused your damages and injuries. To get that release, the insurance
adjuster must compensate you adequately.

You are entitled to special damages (medical bills, wage loss, medicine, etc.) and general damages (pain and suffering, loss of consortium, physiological injuries, etc.) Most of the time, calculating the Special Damages is not very difficult and there is not much debate over the value of the medical bills, wage loss, and other medical expenses. You can add them all up and submit your receipts. However, calculating general damages, which includes pain and suffering, can be very difficult.

How much is your headache worth? Depends who you ask. If you ask the insurance adjuster, she will tell you about . If I ask you, then it is probably worth much more than that.

Personal injury attorneys use the medical bills or all "special damages" as a way to calculate general damages. Some multiply the medical bills by two, other by three or even four times (depends in your
jurisdiction). This is only a rule of thumb. The insurance adjuster will fight you and will tell you that that is not an accurate way to calculate pain and suffering. There are no laws that will give you a formula to calculate the value of the injury.

Simply multiplying your medical bills will not yield an accurate number. You could have an injury with medical bills of ,000 but the pain and suffering be worth much more than three or even four times that value. For example, a fifteen year old girl that suffers a cut in her face, leaving a scar from her eye to her chin. Medical bills for stitches and cleaning the wound might not be very much, but the psychological injury of growing up with such injury could be worth much more.

Multiplying the medical bills is not very accurate when assessing the value of pain and suffering, however it can guide you. Remember that there are many more claim than just "pain and suffering" in a car accident. You can ask for loss of consortium, loss of earning capacity, loss of quality of life, etc. For a detailed list and explanation of each type of claim, visit http://www.auto-insurance-claim-advice.com/bodily-injury-claim.html. All of these claims can add to a lot of money. Most people forget to ask for any of those types of damages. Insurance companies do not explain the process and they just want a release for any and all claims, including all those damages you forgot or did know to ask for. Insurance companies do this on purpose. Be aware.

Insurance adjusters are ready to tell you that the value of the injury is separated from the accident itself. They are trained to argue that they are settling for the neck pain, not the fact that the total loss settlement
was low. They try to narrow the scope of the settlement. For example, they will tell you that the fact that the driver that hit was drunk is not accounted for because they are looking at pain and suffering. Your pain will not be more or less because someone else was drunk. If you were hit at the same speed and the
same conditions by a sober person, your pain and suffering would be the same (same impact, same injury).

The insurance adjuster would be correct; the pain would be the same. But remember that what the insurance company is doing is "buying your lawsuit". Would the fact that a driver hit you while intoxicated increase the value a jury would award you? I think the answer is probably yes.

To get the most out for your pain and suffering, use the value of your medical bills, the circumstances surrounding the accident, the type of injury, similar cases jury awards, and all the bodily injury claims you
can make. Double check every argument the insurance adjuster is making. Make sure you are getting a fair treatment.

Calculate Pain And Suffering The Right Way And Settle Your Car Accident

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!±8± HUM - The Pod (Live @ Double Door) 1/1/09

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!±8± Cheap, Simple, Easy way of accepting Double Eyelid

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What Causes Blurred Vision?

!±8± What Causes Blurred Vision?

Blurred vision can be an entirely unpleasant experience. Not to mention the fact that it can be a symptom of serious diseases and disorders. The most common cause of blurred vision is the weakening of muscles which misshapes the lens of your eyes. When the lenses also lose their elasticity, it can also occur. Loss of elasticity is quite inevitable with aging, but this process can be slowed down by antioxidants.

Cataracts are another cause of blurred vision. Driving at night can be particularly difficult for patients with cataracts because the headlights of vehicles may blind or dazzle them. Another cause of is macular degeneration. Macular degeneration occurs when neurons at the back of our eyes lose their light. Unfortunately, blurring of this type cannot be corrected by glasses alone because the neurons themselves are damaged. Some patients still find some relief from this disorder when their doctors correct micronutrients such as selenium, zinc and magnesium in their eyes.

It can also be caused by myopia, which is the medical term of near or short-sightedness. This occurs when there is too much curving of the cornea or if the eye itself is too long. Myopia is when objects from a distance will seem blurry. They appear blurry because they are too focused in front of the eye's retina. Nearsightedness is a common disorder and affects approximately 25 percent of American adults.

Another mild eye disorder that can be a cause of it is hyperopia or farsightedness. This is the opposite of myopia and occurs when objects from a distance look clear while objects up close look blurry. In contrast to myopia, hyperopia happens when the eye is too short and when the images are focused beyond the eye's retina.

If you have dry eyes, you may also be experiencing blurry vision. Dry eyes occur when you don't actually produce enough tears, or when your tear ducts produce poor quality tears. This is an uncomfortable sensation, because it can cause burning, itching and even loss of vision in some patients. Eye specialists suggest using special eye drops, or "artificial tears" to treat dry eyes. A humidifier in the home can also help regulate your tear ducts. In some serious cases, surgery may be needed to treat this disorder.

Blurry vision is not something to take lightly. It may be something as seemingly harmless as myopia or hyperopia, which can be treated by corrective glasses, lenses or laser eye surgery, or it may be a symptom of something more serious. Either way, when you experience blurry vision, have your eyes checked immediately by your doctor.

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!±8± Dominic Lash abrogation affair final set

Alexander Hawkins conducts the final set at Dominic Lash's leaving party at Cafe Oto. Piano Alex Hawkins then Pat Thomas; guitars John Russell, Dave Tucker, David Stent; electronics Steve Beresford; cello Hannah Marshall; double bass Adam Linson, Dominic Lash, Olie Brice; trombone Robert Jarvis and Gail Brand; clarinet Alex Ward; violin Phil Wachsmann; Bruno Guastalla, cello & bandoneon; Chris Cundy, bass clarinet; Drums Javier Carmona, Will Connor, Phil Marks, Steve Noble. Saxophones: Mick Beck, Tony Bevan, Ntschuks Bonga, Tim Hill, Pete McPhail, Ricardo Tejero; Trumpets, Roland Ramanan, Ian Smith. Filmed by Helen Petts at Cafe Oto on the 27th February 2011. Alexander Hawkins conducts the final set at Dominic Lash's leaving party at Cafe Oto. Piano Alex Hawkins then Pat Thomas; guitars John Russell, Dave Tucker, David Stent; electronics Steve Beresford; cello Hannah Marshall; double bass Adam Linson, Dominic Lash, Olie Brice; trombone Robert Jarvis and Gail Brand; clarinet Alex Ward; violin Phil Wachsmann; Bruno Guastalla, cello & bandoneon; Chris Cundy, bass clarinet; Drums Javier Carmona, Will Connor, Phil Marks, Steve Noble. Saxophones: Mick Beck, Tony Bevan, Ntschuks Bonga, Tim Hill, Pete McPhail, Ricardo Tejero; Trumpets, Roland Ramanan, Ian Smith. Filmed by Helen Petts at Cafe Oto on the 27th February 2011. Benefit concert for Medical Aid for Palestinians www.map-uk.org

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!±8± Mavala Eyelite Double Lash Growth Treatment

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Top 10 Tips For Buying Argon Oil

!±8± Top 10 Tips For Buying Argon Oil

If you're like me, you're probably excited to have discovered argon (also known as argan and argane) oil and are looking forward to enjoying its many beauty benefits first-hand, including: softer skin, diminished wrinkles, more even skin tone, reduced scarring, lustrous nails and hair - and even relief from skin conditions such as eczema and psoriasis.

But before you rush off and purchase the first bottle you find of this liquid gold, be sure to read the below tips. You will soon realize that, firstly, not all argon oil is created equal. And, secondly, even the best raw material can be easily compromised due to the commercial manufacturing and treatment processes used by some cosmetics companies.

TOP 10 TIPS FOR BUYING ARGON OIL:

1. Make sure you are buying authentic argon oil. If you are buying argon oil from a reputable (online) retailer in the USA or Europe, you can skip this tip and go straight to #2. However, if you are planning on purchasing the oil while visiting Morocco or from an unfamiliar retailer, then please read on. Apparently, some unsuspecting tourists browsing the local souks, or stopping at road-side stands, have been sold common vegetable oil simply labeled as argon oil. To make sure you are getting what you paid for, read the label and check that the name of the cooperative that produced it is featured. Better yet, go directly to the cooperatives and buy it straight from the source.

2. If you are choosing to use argon oil as a beauty product, make sure you buy cosmetic grade and not culinary argon oil. The nuts destined for culinary oil are roasted to bring out their distinctive nutty flavor; those that will be used for skin- and hair-care products are usually left raw to maintain the integrity of the essential fatty acids and vitamins.

3. To gain the maximum beauty benefit, choose argon oil that is all-natural and preferably certified organic. That way you don't have to worry about how it was produced.

4. Choose cold-pressed or first cold-pressed argon oil. If you want to buy the best argon oil, look for oil that is labeled "cold-pressed" or, even better, "first cold-pressed." Cold-pressed means that the oil was not heated over a certain temperature (usually 80 degrees Fahrenheit) during processing, thus retaining more nutrients and undergoing less degradation. First cold-pressed, which is of even higher quality than cold-pressed, means that the oil was made with the first pressing of the argon nuts.

5. Above all, do your best to purchase fairly-traded argon oil. Women in Morocco have greatly benefited from the heightened interest in argon oil and are now operating cooperatives in return for fair wages and good working conditions. By actively seeking out fair-trade products, you are supporting their efforts.

6. To preserve as many of the oil's properties as possible (and be more eco-friendly), opt for a dark-colored, UV-protected glass bottle, rather than a plastic container.

7. If you are not buying 100% pure argon oil, research the other ingredients in the finished product. You will want to double check that they are not diminishing the oil's natural properties, such as acetic acid is thought to do.

8. Given its price, make sure that there is a high enough concentration of argon oil in any finished product you buy to make an actual difference in your skin. Since argon oil has become the latest miracle ingredient in the beauty industry, its mere mention has lots of advertising power! A quick and easy way to ensure you are getting good amounts is to read the label. If argon oil is listed as one of the first ingredients, your money will be well-spent. If it appears as the last ingredient, then it's likely that it is being used in small quantities and you may not see the results you are looking for.

9. If you are sensitive to the natural nutty odor of argon oil (which does dissipate upon application), choose a product that has been deodorized.

Although it's preferable to use the oil in its 100% natural state, I understand that some people could be put off by its distinctive smell. To combat this, some companies offer a deodorized version, so bear this in mind if you have a sensitive nose!

10. Finally, if you want to enhance your health and beauty from the inside out, you might like to buy the culinary version of argon oil.

Be sure to choose a smaller size, opaque bottle though as, once open, the oil should be consumed relatively quickly and ideally be refrigerated. (As a side note, culinary argon oil should not be heated. Simply drizzle it over salads, vegetables or fish for a healthy, gourmet taste).

Armed with the above information, you should now be able to source the best argon oil for your needs - and soon be enjoying all its health and beauty benefits.

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Four Types of Hair Braiding You May Not Have Heard Of

!±8± Four Types of Hair Braiding You May Not Have Heard Of

There's a wide variety of hair braiding styles out there - French braids, pigtails and so forth - but there's also a slew of styles out there that not many people know about. If you're a stylist, it's important to have lots of go-to hairstyles in your repertoire, so you can mix and match when it's time to get creative with a client's coif.

With that in mind, here are a few of the lesser-known types of braiding - styles you may not know of. But get to know them - they may impress someone into making you their permanent stylist!

Dutch Braids. Remember that episode of Star Trek where Captain Kirk ran into their doubles from a parallel universe? The Dutch braid is like the parallel-universe version of a French braid. It's also called an "underbraid," largely because the left and right sections of the braid are passed underneath the middle section instead of over the top of it. There's no better way to make passersby do a double take - they'll see something that's like a French braid, but subtly different.

Fishtail. A fishtail is a two-strand braid. To make it, divide a single section of hair in two, then lay them one-over-another like you would in a normal braid. Pull them together, so as to tighten the plait. Here's the catch: Instead of braiding them into one another, pull smaller segments off of each section and braid them across the middle, forming a herringbone pattern. This looks wonderful on someone with very long hair.

Reverse Braiding. A reverse braid is like a Dutch braid, in the sense that you're going under the middle rather than over the top. Here's the difference: Instead of following a French braid pattern, follow the pattern of a normal braid.

Braiding things into hair. This is a twist on braids, and it can be done with any of the above methods, as well as with any other braid style. Including things like ribbons, strings of pearls, or strips of colored fabric in a braid can lend a festive yet graceful touch to any hairstyle. These are popular among historical re-enactors and Renaissance faire attendees, but done right, they can look just as modern as any style on MTV. The process is simple: Just use the added material in place of a strand of the braid. So if you're making a three-strand braid, use your material and two strands of hair.

Four Types of Hair Braiding You May Not Have Heard Of

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High Definition Makeup - Cosmetic Companies Paint an Unclear Picture!

!±8± High Definition Makeup - Cosmetic Companies Paint an Unclear Picture!

At makeup counters, I'm a skeptic. Because I worked in marketing for 13 years, I can sniff out the ploys cosmetic companies use to pull the wool over our eyes. They've realized that in the land of video and photography, high definition techniques have pushed makeup artists and directors of photography toward changing their methods to account for the much clearer pictures we are now seeing on our TV sets and out of our still images. So the makeup companies have jumped on the band-wagon and tried to put the term "high definition" in as many products as they can to make a buck. The problem I have with it is that they don't perform and many labeled "high definition" can't actually be used in high def situations.

What is all of the buzz about high definition and filming anyway? High definition concerns for filming and photography are really the same as they have been in real life when we are looking at a person's face. What we see live is what we now see on the new high resolution TV screens or in photos. For TV especially, makeup artists and talent used to be able to get away with piling on heavy foundation to hide the ills of the skin. And doing a quickie makeup application was okay because a wayward lip liner was never noticeable for film, but that's not the case now. But it's never been the case when women are seen face to face in makeup. So the new "high definition" revolution really isn't a revolution at all; it's simply about film and photography crew putting more of a spotlight on achieving those fresh and natural looks we've always worn in our homes, offices and on the streets-everywhere outside a studio. They now have to capture reality. We only are hearing it labeled as a high definition situation because buzzwords are powerful attention getters. We stand up and listen and cosmetics companies know we will.

If you take out the term "high definition" to define our makeup, we are left with familiar descriptions of the way we've always wanted to appear in makeup, whether it's called "high definition" or not. We really are talking about makeup that performs well so that the skin still looks like real skin, pores aren't really noticeable, blemishes are hidden naturally, but the powder we use to hide them is also invisible; there are no obvious seams where a colour stops and starts-meaning the blend of the product is really smooth, there are no mismatches in the colours of the face with the neck, the shades are true to real skin and not too pink. And the makeup doesn't make the hairs on the face and jaw-line look like peach fuzz!

HD in the products means that cosmetics manufacturers have tried harder with foundations to make them fill in lines on the face, so often they contain silicone that is like spackle filling cracks on a wall. It feels beautiful but I find that silicone is too slippery and the foundations with this base, don't last as long; they almost seem to repel the makeup instead of allowing it to grab onto the skin.

HD in face powders means they are finely milled and when you touch them you can barely feel them on your fingers; one of the popular ones I've tried filled the lines around my eyes, smoothing them nicely but when I had my photo taken there was a huge white ring below.

The bottom line is that many of the products on the market are called high definition but when I've tested them in high definition situations, they don't perform. A popular one sold at a leading makeup mecca (no names mentioned. Don't want to pick on them too much) was way too pink and went on a little thick. Many of them also contain SPF which means you can't have your photo taken without a white ashy face flashing back in the final shot.

Here are what your high definition makeup looks should be aiming at and my favourite products to accomplish it. Sorry, they aren't the ones labeled high definition.

Skin that looks real. MAC Face and Body Foundation, Georgio Armani Luminous Silk Foundation, Cinema Secrets Cream Foundation, Kett Airbrush makeup systems (great when you are having someone else apply makeup for you)
Pores that aren't noticeable: Blot with MAC Blot powder
Blemishes covered naturally. Use Makeup Forever Full Coverage Concealer
Mascara that doesn't clump: Maybelline Great Lash
Under-eye concealers that aren't too thick but still cover your darkness: Maybelline Instant Age Rewind Double Face Perfector
Blushes that blend smoothly: L'oreal Bare Naturale Mineral Blush. "Pinched Pink" is a great universal colour

For women to get that high definition, "ready for my close-up" look, they need to augment their makeup shopping with a great skin care routine that includes skin moisturizers and treatment creams that are chemical exfoliants. I suggest a daily retinol cream; ROC makes nice ones as does Neutrogena. They must be packaged in metal containers to protect their active ingredients from decomposing. And about 3 times a week, use an Alpha-hydroxy Acid Cream of 8% strength. These powerful face products will keep the skin at it's best and ready for the products that actually do work, whether or not they are labeled high definition.

High Definition Makeup - Cosmetic Companies Paint an Unclear Picture!

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Mavala Lash Review - Does Mavala Double Lash Work?

!±8± Mavala Lash Review - Does Mavala Double Lash Work?

Blessed are those who are born with and have naturally long and thick eyelashes. They make the eyes more beautiful besides enhancing the overall facial beauty. Eyelashes that are short, brittle, thinning or falling can cause a lot of distress and remedial measures are desperately sought by the sufferer who becomes extremely conscious of her appearance.

Mavala Double Lash is the ideal treatment for those seeking long and healthy eyelashes, which will not easily fall. It helps to make eyelashes stronger by nourishing them and hence stimulating their growth. The lashes thus become strong enough to remain firm and not fall for any reason.

It is formulated out of natural extracts, proteins and other nutrients needed for nourishing the roots of the eyelashes. The multi proteins are needed by eyelash hair to remain firmly attached to their roots. The ingredients are all tested for safety to be able to use it so close to the eyes. It is non-toxic and non-irritating as well.

As a unique formulation for the growth of hair, it works for thinning eyebrows as well. Applied on the eyebrows, it helps hair grow there to make them thicker and stronger. It also has moisturizing ingredients that remove all traces of dryness, which can make the hair brittle and coarse.

It yields best results if applied every night on a thoroughly washed and cleaned face. It needs to be lightly brushed on the eyelashes like mascara with its own applicator brush. Amazing results are noticed in four weeks or less.

This product is purely a nutritive formulation meant for cosmetic transformation with no side effects even after prolonged use. It is a European product manufactured in Switzerland.

Mavala Lash Review - Does Mavala Double Lash Work?

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